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Is Dodge Charger Insurance Expensive

Dodge Chargers are one of America’s most popular muscle cars. They’re big, they’re fast, and they look great. But all that power and style comes at a price, and that price is insurance.

Dodge Charger insurance rates are some of the highest in the country. If you’re thinking about buying a Charger, be prepared to pay a lot for insurance.

One of the most common questions we get here at Insurance Panda is whether or not Dodge Charger insurance is expensive. The simple answer is: it depends. There are a number of factors that go into calculating your car insurance rates, and the make and model of your vehicle is just one of them.

Things like your driving record, credit history, and geographic location all play a part in determining how much you’ll pay for coverage. That said, some cars are inherently more expensive to insure than others simply because they’re more likely to be involved in accidents or stolen. And unfortunately, the Dodge Charger falls into this category.

According to our data, the average annual premium for a Dodge Charger is $1,836 – that’s about 19% more than the national average. So if you’re looking for ways to save on car insurance, trading in your Charger might be a good idea.

Is Dodge Charger Insurance Expensive

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Is a Dodge Charger More Expensive to Insure?

When it comes to insurance, the Dodge Charger is more expensive to insure than other similar vehicles. This is because the Charger is a powerful car with a high performance engine. It is also considered a luxury vehicle, which means that insurance companies will charge more for coverage.

If you are looking to save money on your auto insurance, you may want to consider another vehicle.

How Much is Insurance for a 21 Year Old With a Dodge Charger?

The average cost of car insurance for a 21-year-old with a Dodge Charger is $1,836 per year. This is based on data from multiple insurance companies across the United States. Insurance rates for a Dodge Charger can vary depending on many factors, including the driver’s age, location, driving history, and more.

What is the Average Insurance Cost for a Charger?

According to The Zebra’s State of Insurance Report, the average insurance cost for a Charger is $1,460 per year. This puts it on the more expensive side when it comes to car insurance. But there are a few things you can do to help lower your rate.

One is to shop around and compare rates from different insurers. Another is to take advantage of discounts. For example, many insurers offer discounts for good drivers or for cars with certain safety features.

You may also be able to get a lower rate if you have other policies with the same insurer (such as homeowners or renters insurance).

Is a Dodge Challenger Expensive to Insure?

Dodge Challenger insurance rates will vary depending on a number of factors, including your age, driving record, where you live, and the type of insurance you choose. However, we can give you some general idea of how much it might cost to insure a Dodge Challenger. If you’re a young driver (under 25), or have any blemishes on your driving record, you can expect to pay higher rates for your Dodge Challenger insurance.

The same goes if you live in an urban area – insurers often charge more for drivers in cities because they’re more likely to get into accidents. As far as what kind of insurance to get for your Dodge Challenger, we recommend at least liability coverage in case you’re found at fault for an accident. You may also want to consider collision and comprehensive coverage if your car is newer or valuable, as these will cover damage to your car caused by things like weather events or theft.

To give you a better idea of how much it might cost to insure a Dodge Challenger, we’ve compiled some sample rates from popular insurers below. Keep in mind that these are just estimates – actual prices will vary based on the factors mentioned above.

What I Pay for Insurance on a Dodge Charger – 20 Year Old Male

Dodge Charger Insurance Cost for 18 Year-Old

Dodge Charger insurance rates can vary greatly depending on the model year and trim level of your vehicle. Insurance for a brand new Dodge Charger Hellcat will obviously be much higher than an older base model. Your age, driving record, location, and credit score are all important factors that contribute to your insurance rates.

Assuming you’re an 18 year old male living in Detroit, Michigan with a clean driving record, you can expect to pay around $5,000 per year for full coverage insurance on a base model Dodge Charger. If you finance your car, your lender will likely require that you have full coverage insurance anyway. If you choose to go with minimum liability coverage instead of full coverage, your rates will be much lower but you’ll be responsible for any damages to your own vehicle if you’re at fault in an accident.

In Michigan, the minimum liability limits are 20/40/10 which means $20,000 bodily injury coverage per person up to $40,000 per accident and $10,000 in property damage coverage. Of course, there are many ways to save money on your car insurance regardless of which type of policy you choose. Shop around and compare rates from different insurers before buying a policy.

You may also qualify for discounts if you have good grades or take a defensive driving course.


The average insurance rate for a Dodge Charger is $1,448 per year, which is more expensive than the national average of $1,325. The Charger is a high-performance vehicle with a V8 engine and rear-wheel drive, which are both factors that contribute to its higher insurance rates. If you’re looking for ways to save on your Charger’s insurance premium, be sure to shop around and compare quotes from multiple insurers.

You may also qualify for discounts if you have a clean driving record or belong to certain affinity groups.