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Is a Dodge Charger Expensive to Insure

Dodge Chargers are not cheap to insure. In fact, they are one of the most expensive cars to insure. The reason for this is because they are a high performance vehicle and are often involved in accidents.

If you are looking for a Dodge Charger, you should be prepared to pay a higher insurance premium than you would for a normal car.

The answer to this question depends on a number of factors, including the driver’s age, driving history, and the state in which they live. However, in general, a Dodge Charger is more expensive to insure than a sedan or SUV. This is because the Charger is classified as a sports car, and insurance companies typically charge higher rates for this type of vehicle.

Is a Dodge Charger Expensive to Insure

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Is a Dodge Charger More Expensive to Insure?

The average insurance rates for a Dodge Charger are $1,258 per year, which is about $105 per month. This is more expensive than the average insurance rate for all car models of $1,159 per year. The reason that the Dodge Charger costs more to insure is because it is a large and powerful car.

It has a V8 engine and can go from 0 to 60 mph in just 5 seconds. These factors make it more likely that the car will be involved in an accident or high-speed chase. Insurance companies account for this by charging higher rates for the Dodge Charger.

Is a Dodge Charger a Sports Car on Insurance?

No, a Dodge Charger is not a sports car on insurance. It may be classified as a muscle car or a performance car, but it is not a sports car. Sports cars are typically designed for racing and have high-powered engines that allow them to reach high speeds.

They also usually have lighter bodies than other types of cars, which helps them achieve better handling and agility on the road.

How Much is Insurance for a 21 Year Old With a Dodge Charger?

Assuming you are asking about insurance for a 21 year old with a Dodge Charger, the answer is that it varies depending on the insurer and the coverage levels chosen. Some insurers may charge higher rates for sports cars like the Charger, while others may not. It’s important to shop around and compare rates from different insurers before buying a policy.

How Much is Insurance on a New Dodge Charger?

Assuming you are talking about purchasing car insurance for a brand new Dodge Charger, the average cost would be around $200-$300 per month. However, there are many factors that can affect your monthly premium, such as your driving record, credit score, location, and the type of coverage you choose. So it’s always best to get quotes from multiple insurers to see which one offers the best rate for your particular situation.

How Much Does A 18 Year Old Pay For A Dodge Charger RT?? (Insurance & Car Note)

Dodge Charger Insurance 19-Year-Old

As a 19-year-old driver, you’re probably excited to finally have your own car. But before you hit the road, you need to make sure you have the right insurance in place. Here’s what you need to know about Dodge Charger insurance for 19-year-olds.

The Cost of Insurance for a Dodge Charger The cost of insurance for a Dodge Charger will vary depending on a number of factors, including your age, driving history, and the state in which you live. However, you can expect to pay more for insurance on this car than you would for a less powerful vehicle.

That’s because insurers view the Charger as a higher risk due to its speed and horsepower. How to Save on Your Premium There are several ways that you can save on your premium as a 19-year-old driver.

One option is to purchase an older model year of the Charger. You can also consider raising your deductible or increasing your level of coverage (such as adding comprehensive or collision coverage). Another way to lower your premium is by taking advantage of discounts offered by insurers, such as those for good students or safe drivers.

Finally, be sure to shop around and compare rates from different insurers before purchasing a policy.


Dodge Chargers are not cheap to insure. They are considered high performance vehicles and thus, insurance companies charge higher rates for them. The average insurance premium for a Dodge Charger is $2,134 per year.